Skip to content
Spy Opinion Black Logo
  • FreelancingExpand
    • Fiverr
    • Upwork
  • Side Hustles
  • Make Money
  • How To
  • Personal Finance
Spy Opinion Black Logo
Home / Make Money / 8 Authentic Passive Income Apps To Earn Extra Cash In 2025

8 Authentic Passive Income Apps To Earn Extra Cash In 2025

Make Money Side Hustles
ByEditorial Team Hours Last Updated OnApril 26, 2025
Passive Income Apps

Sharing is caring!

  • Facebook
  • X
  • LinkedIn
  • Email

8 Authentic Passive Income Apps To Earn Extra Cash In 2025

In the technological era, everyone wants multiple resources to make passive income to meet their financial needs. In the United States, 45% of people rely on side hustles to make passive income.
Some beginners have no experience using these apps and they stuck.

Some apps are just a waste of time, and you can’t earn even a penny. If you need some authentic apps and websites but don’t know which ones are best for you, we have a solution for your problem.

Here we are discussing some authentic passive income apps to earn legit cash. These apps are free, and you can use them from anywhere in the world to start working.

  • 8 Authentic Passive Income Apps To Earn Extra Cash In 2025
  • Top 8 Authentic Passive Income Apps Free
    • 1. InboxDollars
    • 2. Fundrise
    • Passive Income Apps Without Investment
    • 3. Honeygain
    • 4. Swagbucks
    • Highest paying passive income apps for students
    • 5. Acorns
    • 6. Rakuten
    • 7. Public.com
    • 8. Survey Junkie
  • Frequently Asked Questions
  • Conclusion

Top 8 Authentic Passive Income Apps Free

There are many passive income apps and ideas in different categories; some require little investment, while others are free. Here, we will share some passive income apps for people who want to make extra cash. Let’s get started!

  • Acorns
  • Neighbor
  • Rakuten
  • InboxDollars
  • Honeygain
  • Fundrise
  • Swagbucks
  • public.com
  • Survey junkie
  • M1 Finance

1. InboxDollars

It offers multiple ways of making income by doing different tasks. InboxDollars allows users to generate passive income through activities like

  • Playing games
  • Reading emails
  • Shopping online
  • Watching videos
  • Taking surveys

This app allows users to boost their earnings by offering occasional bonuses and promotions. For users who want flexibility and variety in their earning tasks, it is the best option for them. On sign-up, you will receive $5 free.

The minimum cash amount is $15. Let’s get started and complete small tasks to earn cash back and enjoy gift cards.

Pros

  • Provide easy tasks
  • Rating of index dollars: 4.2
  • Get paid in cash.
  • Give a clear understanding of the payment process for each completed task.
  • More audience

Cons

  • Late payment issue
  • Less source of income

2. Fundrise

Fundrise is a user-friendly app to earn passive income. You have a chance to invest in your income-generating properties, such as in real estate assets. This app is the best option for those who are interested in 

  • Real east investment
  • Passive income

It is perfect to invest in various assets, like

  • Hotel
  • Shopping centers
  • Office buildings
  • Multi-family properties
  • Commercial properties
  • Personal properties

People have the opportunity to generate passive income through profit. By following these two ways, users can invest their dividends:

  • If users have extra profit money, dividend reinvestment programs allow them to reinvest their dividends.
  • When users need money, deposit your profits directly in bank accounts.

A key feature of this app is a real estate portfolio calculator. Anyone can check how an investment portfolio is transforming with allocation. The allocation is

  • Real estate: 20% 
  • Bonds: 20%
  • Stocks: 60%

From the calculation, users can check that real estate 

  • Increasing annual returns
  • Increase passive income
  • Reduce the risk rate

Pros of the Fundries App

  • low amount of investment
  • Suitable for both experts and newbies who want to earn more through investment
  • It helps to make a portfolio as an expert investor
  • Opportunity to invest in large projects 

Cons

  • required $10 for an investment that is difficult to arrange for newbies
  • Risk of loss

Passive Income Apps Without Investment

3. Honeygain

Some people working in companies are taking advantage of the opportunity of unlimited data provided by their organization. They have no time to use this data; it will be a money-making way to allow others to use your data.

Honeygain is the best option for them to make money remotely. It connects you to businesses that want to use your data. 

Pros

  • Easy to use
  • This app allows you to earn extra cash through referral awards
  • Increase your earning potential by using more IP addresses
  • Payment processing options are PayPal and Bitcoin

Cons

  • Not a top-rated app
  • Few people didn’t want to share data with others

4. Swagbucks

Swagbucks also provides passive income ideas by making 100 points and getting 1 dollar. Take Swagbuck surveys and receive free 30 SBs on completion of each survey. Swag codes help make money. Companies on social media accounts post these codes, like

  • Twitter
  • Facebook
  • Company’s blogs

Pros

  • Versatile app
  • Due to funny tasks, you will stay motivated for further tasks.
  • Wide range of rewards and cash back, gift cards like Walmart and Amazon

Cons

  • App loading issue
  • Slow customer service
  • Time is taken to qualify for the survey

Highest paying passive income apps for students

5. Acorns

Acorns is the best app for young adults to generate passive income. Let’s sign up and pay an initial $5 investment. Your profile will grow with a greater chance of receiving profit.

Pros

  • The best app for investing in small amounts
  • The key feature is rounding up, which means your purchase triggers a well-calculated investment
  • It provides the facility of a robo-advisor, which assists you with any query or help
  • The app is designed for young adults and has user-friendly features

Cons

  • Acrons does not allow its users to self-manage their investments

6. Rakuten

Rakuten is the most popular passive income app and is officially known as Ebates. It is the best app for those who enjoy shopping online and earning money. 

When you buy anything through this app, it automatically detects your purchase and sends cash back to your account quickly. 

Once you register on this app, you will get a $10 bonus with up to 40% cashback. You will receive your cash back after six months. 

Pros

  • Sign up for free
  • Offers cash back and a bonus
  • It is easy to install the Chrome extension
  • You can receive savings for shopping
  • Withdraw through PayPal and check

Cons

  • For people over 18 
  • Sometimes users face glitches

7. Public.com

public.com is also an investment app for users who want to make passive income and is approved by the SEC and FINRA. It allows you to interact with other investors but does not share your trades with others. This app offers premium services that you can buy to make more informed investment decisions.

Pros

  • Free signup
  • Offers all types of investing options, even collectibles and fine arts
  • Provides financial guidance
  • You can trade alternative assets

Cons

  • Customer service is not good
  • Mutual funds aren’t entertained

8. Survey Junkie

Survey Junkie is an Android app for making passive income for students. They get paid for the completion of survey tasks based on your interest. It allows you to complete three surveys daily; the monthly payment is $40. More chances of earning money and getting paid for many tasks, such as

  • Attending sessions
  • Sharing browsing history
  • Creating and setting up your profile

Pros

  • Signup free 
  • Offer cash back
  • Provides gift cards
  • Shows personalized surveys
  • Withdraw through PayPal for a minimum amount of $10, bank transfer, or gift cards

Cons

  • Age limit: 16 years and older
  • Not a productive side gig
  • Some surveys are time-consuming

Frequently Asked Questions

What App Makes You Passive Income?

Users can use passive income apps to make money without any continued effort. Apps that allow users to make passive income are 
1. Honeygain
2. Swagbucks
3. InboxDollars
4. M1 Finance

Which Is The Best App To Invest And Earn Money?

The best investment apps to make money
1. Fundrise
2. Betterment
3. Wealthfront
4. Robinhood
5. M1 Finance
6. Acorns
7. Invstr

What Is The Highest Paying Passive Income App?

The highest-paying passive income apps are
1. Honeygain
2. Neighbor
3. DoorDash
4. Fetch Rewards
5. Ibotta
6. Instacart

Conclusion

We have shared many passive incomes for adults; you can use any of these to earn extra income in your spare time. Some apps require investment for registration, but it depends on you whether you want to use an investment app, shopping app, or survey app. 

But we will clarify that these apps are not permanent sources of income, so rely only partially on them. If you have an Android mobile phone, don’t waste your time and install any app to make extra money. 

Good luck choosing the best app for you!

Editorial Team

We share the latest internet and technology news and updates. Subscribe to our newsletter and get everything in your inbox.

Facebook X YouTube Linkedin Pinterest

Post navigation

Previous Previous
How To Increase Income In 2024? 8 Quick Ways
NextContinue
Top 8 Gig Economy Apps To Make Real Money In 2025
  • Home
  • Blog
  • About Us
  • Contact Us
  • Sitemap
  • Terms Of Service
  • Privacy Policy

© 2025 Spy Opinion All rights reserved

Follow Us

Facebook Twitter YouTube Linkedin Pinterest
Spy Opinion
  • Facebook
  • X
  • LinkedIn
  • Email
Scroll to top
  • Freelancing
    • Fiverr
    • Upwork
  • Side Hustles
  • Make Money
  • How To
  • Personal Finance

Follow Us

Facebook Twitter Pinterest YouTube Linkedin
Search